With home prices starting to come down and interest rates continuing to climb, it is important to understand how your credit score can impact your home buying power because as goes your interest rate, so goes the price of your monthly mortgage payment and thus, overall interest you will pay over the life of your …
Does Your Credit Score Impact Your Home Buying Power? Read More »
Near the end of 2022, the U.S. Energy Information Administration forecasted that by the end of 2023, Americans would see a nearly 16% increase in electricity prices from those in 2020. While this increase, along with other areas of economic inflation, has continued, there are ways to be proactive in reducing your home’s energy bills. …
There are many steps involved in qualifying for a mortgage loan. With home prices beginning to level out, interest rates have risen. It is important to understand all facets of the home loan in order to qualify for it. Thankfully, there are some steps you can take ahead of time to make sure you are …
What You Need to Know to Qualify for a Home Loan Read More »
If you thought this article was going to be one long list of links to perfectly matched and labeled clear containers or suggestions to decant everything from laundry pods to color-coordinated candies, then you would be wrong. While matching bins, label makers, and visual clutter corralling can make your heart go pitter-pat, instead a better …
If one of your goals for the New Year was to get your home organized then one important item to add to your to-do list is to also include making time to gather and create a proper Home Resource File or Binder. Whether you are old school and prefer something tangible and on paper or …
Perhaps when the term, “reverse mortgage” comes to mind, you conjure images of an aging, former celebrity espousing its benefits for senior adults in an infomercial. As with other similar advertisements that have a similarly predatory feel, it is important to pay close attention to the details of reverse mortgage products for yourself or for …
Unless you have been living under a rock, you know that student loan debt and the recent announcement of student loan forgiveness have been widely reported on in the news. Despite this reduction in debt for millions of Americans, many are still left with hefty balances on school loans. If you have ever wondered how, …
How Student Loan Debt Could Affect the Home Buying Process Read More »
Whether you are new in town or have lived in your current home for a while, it can be a truly invigorating experience to get out and try something new in your local area. It is likely that you already have in mind an attraction on your bucket list, but in case you need some …
Why You Should Take a Day Trip to a Local Getaway Read More »
If it is time for you to begin thinking about retiring from active duty military service there are certain separation requirements the military will expect of you from getting your medical and financial records in order to prepare for your next career. There are many tactical preparations beyond the scope of this article. However, there …
Retiring from Active Duty? Five Things to Consider Read More »
It’s true, these days there is a holiday for just about anything. Some of these holidays might even sound like they are made up for the pure enjoyment of those celebrating. Take for example National Donut Day or National Drive-Thru Day, days meant to encourage the eating of donuts or fast food. While these occasions …
